Cheap SR 22 Insurance
Kent Washington
Owner & Non-Owner SR22s
I don’t own a car, do I still need to file an SR22?
If you don’t own a car and need an SR22, no problem. Washington drivers are eligible for a Broad Form insurance policy that provides coverage for any car you drive for personal use — owned or non-owned. We are the Broad Form SR22 Insurance experts.
What happens if I am late paying my SR22 insurance?
Late payment frustrations can be huge. Multiple calls to the DOL and your insurance company, proving to the DOL you have coverage, and trying to get avoidable DOL fees removed just because you got behind on your car insurance premiums.
Do I need SR22 and regular insurance?
What happens if my SR22 insurance cancels?
When your SR22 policy cancels or lapses, your insurance company is legally required to send an SR-26 form to the state to let them know that your policy is no longer active. If not handled promptly, the state will re-suspend your driver’s license and you will need to jump through all the hoops and pay all the fees required to reinstate your license once again.
What is an SR22 insurance policy?
Although referred to as “SR-22 insurance,” An SR-22 is not actually insurance but instead is simply an endorsement to regular insurance policy. This endorsement is filed with the state as proof that you have insurance. The SR22 notifies the state that you have insurance in force and promises to notify them if your policy cancels.
Where do you get SR22 insurance?
Some preferred insurance carriers, if you inform them you need an SR22, might at renewal raise your rates significantly or cancel your policy. If you don’t want to jeopardize your existing coverage, talk to us about a Broad Form SR22 policy. It can be very inexpensive and should allow you to keep your preferred rates.
How much does SR22 insurance cost a month?
This is why it is important to work with an independent agency like Mid-Columbia Insurance that partners with multiple companies to be sure you are getting more than one option to choose from.
Why is an SR22 insurance filing required?
- Driving under the influence (DUI) (aka driving while intoxicated (DWI)) or other alcohol related violations
- Serious traffic offense convictions, such as reckless or negligent driving
- Several traffic offenses in a short time period
- Driving with a suspended license
- At-Fault accident while driving without insurance, and even
- Driving without insurance in Oregon (even though you live in Washington)
The SR-22 requirement just means that proof of insurance has to be sent to the state and is one step towards getting your license reinstated and getting you back on the road.
Can I get SR22 insurance without a car?
A broad form policy is a smart choice for someone who does not own a car but needs an SR22 and wants to be able to drive. Once you get a car you can either get a policy on that car or keep your broad form policy since it covers owned and non-owned vehicles.
What is Non-Owner SR22 insurance?
In Washington state we have a broad form policy that is a better option for those needing a stand-alone SR22 policy than a non-owned policy because non-owned policies don’t cover many borrowed vehicles but a broad form policy will. So, if you don’t want to lose your primary insurance provider due to your SR22 requirement, buying a separate broad form SR22 policy to handle the SR22 requirement may be a smart move.
What if I need an SR22 in one state but live in another state?
What’s the difference between SR22 and regular insurance?
How long is an SR22 insurance form required?
Be sure not to cancel your SR22 before the requirement is lifted since your insurer is required to inform the DOL that you no longer have an SR22 and your license could be suspended or revoked again. A simple call to the DOL is usually all that is required to find out how long you will need to carry the SR22.
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Just the Facts about Kent
Kent is a city located in King County, Washington, United States. The sixth largest city in the state, Kent is in the heart of the Seattle–Tacoma metropolitan area. Kent is amalgamated to Seattle, Bellevue and Tacoma via State Route 167, Interstate 5, and the Sounder commuter rail network. Incorporated in 1890, it is the second oldest incorporated city in King County, after Seattle. Kent’s population as of April 2010 was 92,411 according to the 2010 census. Annexation on July 1, 2010 increased the population by 11,000. Kent is generally at odds into 3 sections: West Hill (mixed residential and commercial along Interstate 5), Valley (primarily industrial and want ad with some medium density residential; significant parkland along Green River), and East Hill (primarily residential in the same way as retail).
The Kent area was first permanently decided by European Americans in the 1850s along the banks of what was after that the White River. The first settler was Samuel Russell, who sailed the White and Duwamish rivers until he claimed a plot of land southeast of modern-day downtown Kent in the spring of 1853. Russell was followed by several other settlers who speedily staked claims almost the area. The settlements were originally known as “White River” and difficult the town was called “Titusville” after an in advance settler by the say of James Henry Titus. (There is still a “Titusville Station” sign upon Gowe Street near First Avenue). In 1861 a reveal office was established under the state White River and was located at the farm of David and Irena Neely who arranged in modern-day Kent in 1854. In 1855 their farm was attacked by Native Americans taking into account David Neely served as a lieutenant in the Territorial Army. Another settler was Henry L. Yesler, who was the first sawmill operator in Seattle. By 1870 the population was 277 and whatever of the setting bottom-land had been claimed.
Throughout the 1860s and 70’s, grain and forage crops such as wheat, barley, oats, hay, and timothy accounted for much of the annual reward of farmers in the valley. During the late 1870s the town discovered hops production as a major source of income. Due to an aphid assault which affected hops crops in Europe, hops from the Puget Sound area began to command high prices. Hops were shipped from Titusville either by the river or via rail. In 1889 the town was renamed for the County of Kent, the major hops-producing region in England. Ezra Meeker was asked by the Northern Pacific Railroad to name its station. Meeker suggested that it be known as Kent as it was “Hop Capitol of the West”. Hops production in the White River valley came to an end soon after its own assault of aphids in 1891.
Kent was officially incorporated upon May 28, 1890, with a population of 793, the second city incorporated in King County. Seattle was the first.
After the point of view of the 20th century the Place turned to dairy cultivation and was home to a Carnation abbreviated milk plant. Flooding from both the Green and the White Rivers was a constant problem. In 1906, flooding changed the course of the White River, which reduced the flood hazard by half. The Green River continued to present problems until the creation of the Howard A. Hanson Dam at Eagle Gorge in 1962.
Source: Kent, Washington in Wikipedia