Why is an SR22 insurance filing required?
- Driving under the influence (DUI) (aka driving while intoxicated (DWI)) or other alcohol related violations
- Serious traffic offense convictions, such as reckless or negligent driving
- Several traffic offenses in a short time period
- Driving with a suspended license
- At-Fault accident while driving without insurance, and even
- Driving without insurance in Oregon (even though you live in Washington)
The SR-22 requirement just means that proof of insurance has to be sent to the state and is one step towards getting your license reinstated and getting you back on the road.
What’s the difference between SR22 and regular insurance?
Can I get SR22 insurance without a car?
A broad form policy is a smart choice for someone who does not own a car but needs an SR22 and wants to be able to drive. Once you get a car you can either get a policy on that car or keep your broad form policy since it covers owned and non-owned vehicles.
What is Non-Owner SR22 insurance?
In Washington state we have a broad form policy that is a better option for those needing a stand-alone SR22 policy than a non-owned policy because non-owned policies don’t cover many borrowed vehicles but a broad form policy will. So, if you don’t want to lose your primary insurance provider due to your SR22 requirement, buying a separate broad form SR22 policy to handle the SR22 requirement may be a smart move.
What happens if I am late paying my SR22 insurance?
Late payment frustrations can be huge. Multiple calls to the DOL and your insurance company, proving to the DOL you have coverage, and trying to get avoidable DOL fees removed just because you got behind on your car insurance premiums.
What happens if my SR22 insurance cancels?
When your SR22 policy cancels or lapses, your insurance company is legally required to send an SR-26 form to the state to let them know that your policy is no longer active. If not handled promptly, the state will re-suspend your driver’s license and you will need to jump through all the hoops and pay all the fees required to reinstate your license once again.
What if I need an SR22 in one state but live in another state?
How long is an SR22 insurance form required?
Be sure not to cancel your SR22 before the requirement is lifted since your insurer is required to inform the DOL that you no longer have an SR22 and your license could be suspended or revoked again. A simple call to the DOL is usually all that is required to find out how long you will need to carry the SR22.
What is an SR22 insurance policy?
Although referred to as “SR-22 insurance,” An SR-22 is not actually insurance but instead is simply an endorsement to regular insurance policy. This endorsement is filed with the state as proof that you have insurance. The SR22 notifies the state that you have insurance in force and promises to notify them if your policy cancels.
Do I need SR22 and regular insurance?
How much does SR22 insurance cost a month?
This is why it is important to work with an independent agency like Mid-Columbia Insurance that partners with multiple companies to be sure you are getting more than one option to choose from.
Where do you get SR22 insurance?
Some preferred insurance carriers, if you inform them you need an SR22, might at renewal raise your rates significantly or cancel your policy. If you don’t want to jeopardize your existing coverage, talk to us about a Broad Form SR22 policy. It can be very inexpensive and should allow you to keep your preferred rates.
I don’t own a car, do I still need to file an SR22?
If you don’t own a car and need an SR22, no problem. Washington drivers are eligible for a Broad Form insurance policy that provides coverage for any car you drive for personal use — owned or non-owned. We are the Broad Form SR22 Insurance experts.
Top Places to Visit Around Renton
Just the Facts about Renton
Renton is a city in King County, Washington, and a suburb of Seattle. Situated 11 miles (18 km) southeast of downtown Seattle, Renton straddles the southeast shore of Lake Washington, at the mouth of the Cedar River.
After a long chronicles as an important salmon fishing Place for Native Americans, Renton was first established by people of European parentage in the 1860s. Its yet to be economy was based on coal mining, clay production, and timber export. Today, Renton is best known as the unlimited assembly reduction for the Boeing 737 associates of billboard airplanes, but it is also home to a growing number of capably known manufacturing, technology, and healthcare organizations, including Boeing Commercial Airplanes Division, Paccar, Kaiser Permanente, IKEA, Providence Health & Services, UW Medicine, and Wizards of the Coast. As of 2019, the population of Renton is estimated at 101,751, up from 90,927 at the 2010 census. Renton is currently the eighth-largest city in Washington and the fourth-largest in King County. Since 2008, the National Football League’s Seattle Seahawks have had a training capability in Renton, the Virginia Mason Athletic Center (VMAC), which is the second-largest gift in the NFL at 200,000 square feet (19,000 m2).
Among the first European settlers in the present-day Renton Place were Henry Tobin and his wife Diana. The town of Renton was accessed via the Seattle and Walla Walla Railroad, the first railroad to be built to Seattle, and was in the vicinity of several coal mines that attracted entrepreneurs later Erasmus M. Smithers, who is attributed with the founding and commencement of the town in 1875. Smithers named Renton in honor of Captain William Renton, a local lumber and shipping merchant who invested heavily in the coal trade. Smithers discovered coal there and brought in Charles D. Shattuck as the coal mine operator.
Renton was incorporated as a city on September 6, 1901, when coal mining and timber handing out were the most important economic industries in the area. The town was prone to flooding from the Cedar River and Black River. In 1916 the triumph of the Lake Washington Ship Canal lowered the surface of Lake Washington by several feet which consequently eliminated drainage of Lake Washington through the Black River (in favor of the Ship Canal). The Cedar River was next diverted to drain into Lake Washington on the other hand of into the Black River. As a result, the Black River largely disappeared, leaving forlorn a few remnants. The zenith of these actions reduced the threat of annual flooding.
The population hastily increased during World War II in imitation of Boeing built their Renton Factory to build the B-29 Superfortress. Renton grew from a population of 4,488 in 1940 to 16,039 in 1950.
Source: Renton, Washington in Wikipedia