Affordable SR-22 Insurance
Whatcom County Washington
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How long is an SR22 insurance form required?
Be sure not to cancel your SR22 before the requirement is lifted since your insurer is required to inform the DOL that you no longer have an SR22 and your license could be suspended or revoked again. A simple call to the DOL is usually all that is required to find out how long you will need to carry the SR22.
What happens if my SR22 insurance cancels?
When your SR22 policy cancels or lapses, your insurance company is legally required to send an SR-26 form to the state to let them know that your policy is no longer active. If not handled promptly, the state will re-suspend your driver’s license and you will need to jump through all the hoops and pay all the fees required to reinstate your license once again.
What is an SR22 insurance policy?
Although referred to as “SR-22 insurance,” An SR-22 is not actually insurance but instead is simply an endorsement to regular insurance policy. This endorsement is filed with the state as proof that you have insurance. The SR22 notifies the state that you have insurance in force and promises to notify them if your policy cancels.
How much does SR22 insurance cost a month?
This is why it is important to work with an independent agency like Mid-Columbia Insurance that partners with multiple companies to be sure you are getting more than one option to choose from.
Why is an SR22 insurance filing required?
- Driving under the influence (DUI) (aka driving while intoxicated (DWI)) or other alcohol related violations
- Serious traffic offense convictions, such as reckless or negligent driving
- Several traffic offenses in a short time period
- Driving with a suspended license
- At-Fault accident while driving without insurance, and even
- Driving without insurance in Oregon (even though you live in Washington)
The SR-22 requirement just means that proof of insurance has to be sent to the state and is one step towards getting your license reinstated and getting you back on the road.
Do I need SR22 and regular insurance?
Where do you get SR22 insurance?
Some preferred insurance carriers, if you inform them you need an SR22, might at renewal raise your rates significantly or cancel your policy. If you don’t want to jeopardize your existing coverage, talk to us about a Broad Form SR22 policy. It can be very inexpensive and should allow you to keep your preferred rates.
What if I need an SR22 in one state but live in another state?
What happens if I am late paying my SR22 insurance?
Late payment frustrations can be huge. Multiple calls to the DOL and your insurance company, proving to the DOL you have coverage, and trying to get avoidable DOL fees removed just because you got behind on your car insurance premiums.
What is Non-Owner SR22 insurance?
In Washington state we have a broad form policy that is a better option for those needing a stand-alone SR22 policy than a non-owned policy because non-owned policies don’t cover many borrowed vehicles but a broad form policy will. So, if you don’t want to lose your primary insurance provider due to your SR22 requirement, buying a separate broad form SR22 policy to handle the SR22 requirement may be a smart move.
I don’t own a car, do I still need to file an SR22?
If you don’t own a car and need an SR22, no problem. Washington drivers are eligible for a Broad Form insurance policy that provides coverage for any car you drive for personal use — owned or non-owned. We are the Broad Form SR22 Insurance experts.
Can I get SR22 insurance without a car?
A broad form policy is a smart choice for someone who does not own a car but needs an SR22 and wants to be able to drive. Once you get a car you can either get a policy on that car or keep your broad form policy since it covers owned and non-owned vehicles.
What’s the difference between SR22 and regular insurance?
Best Things to See Near Whatcom County
Just the Facts about Whatcom County
Whatcom County is located in the U.S. state of Washington. As of the 2010 census, the population was 201,140. It is bordered by Metro Vancouver Regional District and Fraser Valley Regional District in Canada on the north, Okanogan County upon the east, Skagit County upon the south, and the Salish Sea on the west. The county seat and largest city is Bellingham.
The county was created from Island County by the Washington Territorial Legislature in March 1854. It originally included the territory of present-day San Juan and Skagit Counties, which were highly developed organized after extra settlement. Its herald derives from the Lummi word Xwotʼqom, meaning “noisy water.”
Whatcom County comprises the Bellingham, WA Metropolitan Statistical Area.
The Whatcom County Place has known human habitation for at least twelve millennia. At least three aboriginal tribes have been identified in the area: Lummi (San Juan Islands, between Point Whitehorn and Chuckanut Bay), Nooksack (between Lynden and Maple Falls) and Semiahmoo(the northern portion, near Blaine).[failed verification][unreliable source?]
This area was share of the Oregon Country at the Begin of the nineteenth century, inhabited both by fur prospectors from Canada, and Americans seeking estate for agricultural and mineral-extraction opportunities. Unable to resolve which country should control this immense area, the Treaty of 1818 provided for joint control. In 1827 the Hudson’s Bay Company normal Fort Langley near present Lynden.
Source: Whatcom County, Washington in Wikipedia