I don’t own a car, do I still need to file an SR22?
If you don’t own a car and need an SR22, no problem. Washington drivers are eligible for a Broad Form insurance policy that provides coverage for any car you drive for personal use — owned or non-owned. We are the Broad Form SR22 Insurance experts.
Where do you get SR22 insurance?
Some preferred insurance carriers, if you inform them you need an SR22, might at renewal raise your rates significantly or cancel your policy. If you don’t want to jeopardize your existing coverage, talk to us about a Broad Form SR22 policy. It can be very inexpensive and should allow you to keep your preferred rates.
What is an SR22 insurance policy?
Although referred to as “SR-22 insurance,” An SR-22 is not actually insurance but instead is simply an endorsement to regular insurance policy. This endorsement is filed with the state as proof that you have insurance. The SR22 notifies the state that you have insurance in force and promises to notify them if your policy cancels.
Can I get SR22 insurance without a car?
A broad form policy is a smart choice for someone who does not own a car but needs an SR22 and wants to be able to drive. Once you get a car you can either get a policy on that car or keep your broad form policy since it covers owned and non-owned vehicles.
Do I need SR22 and regular insurance?
What if I need an SR22 in one state but live in another state?
What is Non-Owner SR22 insurance?
In Washington state we have a broad form policy that is a better option for those needing a stand-alone SR22 policy than a non-owned policy because non-owned policies don’t cover many borrowed vehicles but a broad form policy will. So, if you don’t want to lose your primary insurance provider due to your SR22 requirement, buying a separate broad form SR22 policy to handle the SR22 requirement may be a smart move.
How long is an SR22 insurance form required?
Be sure not to cancel your SR22 before the requirement is lifted since your insurer is required to inform the DOL that you no longer have an SR22 and your license could be suspended or revoked again. A simple call to the DOL is usually all that is required to find out how long you will need to carry the SR22.
What happens if I am late paying my SR22 insurance?
Late payment frustrations can be huge. Multiple calls to the DOL and your insurance company, proving to the DOL you have coverage, and trying to get avoidable DOL fees removed just because you got behind on your car insurance premiums.
How much does SR22 insurance cost a month?
This is why it is important to work with an independent agency like Mid-Columbia Insurance that partners with multiple companies to be sure you are getting more than one option to choose from.
What’s the difference between SR22 and regular insurance?
What happens if my SR22 insurance cancels?
When your SR22 policy cancels or lapses, your insurance company is legally required to send an SR-26 form to the state to let them know that your policy is no longer active. If not handled promptly, the state will re-suspend your driver’s license and you will need to jump through all the hoops and pay all the fees required to reinstate your license once again.
Why is an SR22 insurance filing required?
- Driving under the influence (DUI) (aka driving while intoxicated (DWI)) or other alcohol related violations
- Serious traffic offense convictions, such as reckless or negligent driving
- Several traffic offenses in a short time period
- Driving with a suspended license
- At-Fault accident while driving without insurance, and even
- Driving without insurance in Oregon (even though you live in Washington)
The SR-22 requirement just means that proof of insurance has to be sent to the state and is one step towards getting your license reinstated and getting you back on the road.
Best Things to Do By Duvall
Just the Facts about Duvall
Duvall is a city in King County, Washington, United States, located upon SR 203, halfway in the middle of Monroe and Carnation. The population was 6,695 at the 2010 census and is estimated to be 8,061 as of 2018.
The area that became known as Duvall was historically the home of the Snoqualmie and supplementary ancestral Tulalip Native American tribes. Following their relocation below the Treaty of Point Elliott, the area was homesteaded by veterans of the Civil War. The middle of present-day town was located upon a hillside homesteaded by Francis and James Duvall, loggers who arrived in 1871.
An yet to be milestone in the pact of Duvall proper was the relocation of the town of Cherry Valley. Around 1909, the Chicago, Milwaukee and St. Paul Railroad very to have emotional impact Cherry Valley homes and businesses to Duvall in order to continue the construction of a railroad parentage along the Snoqualmie River. The newly relocated town, briefly named Cosgrove after Samuel G. Cosgrove, underwent a genuine estate boom; streets and sidewalks were laid and a train depot was constructed. This was followed by construction of a movie house, a drug store, a supplementary schoolhouse, and several hotels. By 1911, the Duvall Citizen began publishing regular editions of news events.
On April 28, 1968, nearly 3,000 fans attended a stone concert at a farm in Duvall where an upright piano was dropped from a helicopter. Performances included Country Joe and the Fish. This concert is skillfully known to locals as the Piano Drop. This business inspired the Sky River Rock Festival which occurred progressive that year.
The town of Duvall has experienced a good amount of construction during the times of 2008–2009 behind the purpose of making the one-road town middle more accessible and presentable to tourists.
Source: Duvall, Washington in Wikipedia